Agreement to Terms
These Terms of Service ("Terms") govern your access to and use of the GiftNika website located at giftnika.org (the "Site"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use the Site.
Nature of Service
GiftNika is an educational and informational website that provides content about gift cards, including how they work, their benefits, security features, and usage best practices. We do not sell, issue, distribute, or trade gift cards. We do not process any gift card transactions or handle gift card balances.
Use of the Site
Permitted Use
You may use the Site for lawful purposes only and in accordance with these Terms. You agree to use the Site only for:
- Accessing educational information about gift cards
 - Reading articles, guides, and resources
 - Contacting us with legitimate questions or feedback
 - Personal, non-commercial purposes
 
Prohibited Use
You agree not to use the Site:
- In any way that violates any applicable federal, state, local, or international law or regulation
 - To transmit any advertising or promotional material, spam, or unsolicited communications
 - To impersonate or attempt to impersonate GiftNika, a GiftNika employee, another user, or any other person or entity
 - To engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Site
 - To use any robot, spider, or other automatic device to access the Site
 - To introduce any viruses, trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful
 - To attempt to gain unauthorized access to any portion of the Site
 
Intellectual Property Rights
The Site and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by GiftNika and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.
You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Site, except as follows:
- Your computer may temporarily store copies of such materials in RAM incidental to your accessing and viewing those materials
 - You may store files that are automatically cached by your web browser for display enhancement purposes
 - You may print or download one copy of a reasonable number of pages of the Site for your own personal, non-commercial use
 
User Content and Submissions
If you submit any content, feedback, or communications to us through the Site (collectively, "User Content"), you grant us a non-exclusive, worldwide, royalty-free, perpetual license to use, reproduce, modify, and distribute such User Content for any purpose.
You represent and warrant that:
- You own or control all rights to the User Content
 - The User Content is accurate and not misleading
 - Use of the User Content does not violate these Terms and will not cause injury to any person or entity
 
Disclaimer of Warranties
Your use of the Site is at your sole risk. The Site is provided on an "AS IS" and "AS AVAILABLE" basis. GiftNika expressly disclaims all warranties of any kind, whether express or implied, including but not limited to:
- Implied warranties of merchantability, fitness for a particular purpose, and non-infringement
 - Any warranties that the Site will be uninterrupted, timely, secure, or error-free
 - Any warranties about the accuracy, reliability, or completeness of the content on the Site
 
Accuracy of Information
While we strive to provide accurate and up-to-date information about gift cards, we make no representations or warranties regarding the accuracy, completeness, or reliability of any information on the Site. Gift card terms, conditions, and regulations vary by issuer and jurisdiction and may change over time.
The information on the Site is provided for general educational purposes only and should not be relied upon as professional, legal, or financial advice. For specific questions about particular gift cards, please contact the card issuer directly.
Limitation of Liability
To the fullest extent permitted by applicable law, GiftNika shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:
- Your access to or use of or inability to access or use the Site
 - Any conduct or content of any third party on the Site
 - Any content obtained from the Site
 - Unauthorized access, use, or alteration of your transmissions or content
 
Indemnification
You agree to defend, indemnify, and hold harmless GiftNika and its officers, directors, employees, contractors, agents, licensors, and suppliers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Site.
Third-Party Links
The Site may contain links to third-party websites or services that are not owned or controlled by GiftNika. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that GiftNika shall not be responsible or liable for any damage or loss caused by use of or reliance on any such content, goods, or services available on or through any such websites or services.
Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of the Commonwealth of Pennsylvania, United States, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms will be brought exclusively in the federal or state courts located in Pennsylvania, and the parties hereby consent to personal jurisdiction and venue therein.
Dispute Resolution
If you have any concern or dispute about the Site, you agree to first try to resolve the dispute informally by contacting us at [email protected].
Changes to Terms
We reserve the right to modify or replace these Terms at any time at our sole discretion. If we make material changes to these Terms, we will notify you by posting the new Terms on this page and updating the "Last Updated" date. Your continued use of the Site following the posting of revised Terms means that you accept and agree to the changes.
Severability
If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Site and supersede and replace any prior agreements we might have had between us regarding the Site.
Waiver
No waiver of any term of these Terms shall be deemed a further or continuing waiver of such term or any other term, and GiftNika's failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.
Termination
We may terminate or suspend your access to the Site immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms. Upon termination, your right to use the Site will immediately cease.
Contact Information
If you have any questions about these Terms, please contact us:
- By mail: 39 N 2nd St, Sunbury, PA 17801
 - By phone: (570) 988-4232
 - By email: [email protected]